Stearns Bank Information
Basic Information
Bank Name: Stearns Bank
Holding Company: Stearns Financial Services, Inc. Employee Stock Ownership Plan
Concentration: Commercial Lending Specialization
4191 Second Street South
Saint Cloud, Minnesota 56303
United States
Website: www.stearnsbank.com
General Information
Established: 1912-05-28
Total Branches: 8
Headquarters Located: Saint Cloud
Assets: $ 1,888,779,000
Equity Capital: $ 384,026,000
Deposits: $ 1,465,371,000
Domestic Deposits: $ 1,465,371,000
Net Income: $ 17,306,000
Quarterly Net Income: $ 17,306,000
Return on Assets: 3.57%
Return on Equity: 18.44%
Pretax Return on Assets: 4.78%
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FDIC Information
Certificate No.: 10988
Insurance: 1934-01-01 00:00:00
Unique ID: 7040
Structural Event: Participated in FDIC Assisted Absorption/ Consolidation/ Merger
Supervisory Region: Kansas City
Federal Reserve District: Minneapolis
Federal Reserve ID No.: 141556
Geographic Region: Not Mentioned
Supervisory Region: Kansas City
Field Office: Minneapolis
Supervisory Office: Kansas City
More Information
County: Stearns
State & County No.: 27145
State Identification Code: 27
Interstate Branches: Yes
Domestic Offices: 8
Conservatorship: No
CMSA Division No.: No
Trust Powers: Yes
Metropolitan Statistical Area: St. Cloud, MN
Metropolitan Statistical Area No.: 6980
CSA: Minneapolis-St. Paul, MN-WI
CSA Code: 378
CBSA: St. Cloud, MN
CBSA Code: 41060
CBSA Metropolitan Statistical Areas: St. Cloud, MN
City of High Holder: Saint Cloud
FFIEC Call Report 31 Filer: No
Chartering Agency: OCC
OCC Charter Number: 15576
Charter Class:
Commercial bank, national (federal) charter and Fed member, supervised by the Office of the Comptroller of the Currency (OCC).
Insurance Fund Membership: Deposit Insurance Fund (DIF)
Office of Thrift Supervision Region: West
Regulator: Office of the Comptroller of the Currency (OCC)
Office of the Comptroller (OCC) Districts: Central
Report Date: 31 March 2018, Last Updated: 21 May 2018