Hudson River Commercial Bank Information

Basic Information

Bank Name: Hudson River Commercial Bank
Status: Inactive [Since 2005-01-14]

Address:
75 Remsen Street
Cohoes, New York 12047
United States

General Information

Established: 11/15/2002
Total Branches: 1
Assets: $ 36,994,000
Deposits: $ 20,204,000

FDIC Information

Certificate No.: 57474
Insurance: 2002-11-15
Unique ID: 364039
Structural Event: Merger - Without Assistance
Supervisory Region: New York

Federal Reserve District: New York
Federal Reserve ID No.: 3151060
Geographic Region: New York
Supervisory Region: New York
Field Office: Syracuse
Supervisory Office: New York

More Information

County: Albany
State & County No.: 36001
State Identification Code: 36
Interstate Branches: No
Conservatorship: No
CMSA Division No.: No

Trust Powers: Yes
Metropolitan Statistical Area: Albany-Schenectady-Troy, NY
Metropolitan Statistical Area No.: 160
CSA: Albany-Schenectady, NY
CSA Code: 104
CBSA: Albany-Schenectady-Troy, NY
CBSA Code: 10580
CBSA Metropolitan Statistical Areas: Albany-Schenectady-Troy, NY
CBSA Division:
CBSA Division Number: 0
FFIEC Call Report 31 Filer: No

Chartering Agency: STATE
OCC Charter Number: 0
Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC.
Insurance Fund Membership: Bank Insurance Fund (BIF)
Office of Thrift Supervision Region: Northeast
Regulator:
Office of the Comptroller (OCC) Districts: Northeast

Report Date: 31 December 2004,   Last Updated: 5 October 2018
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Professional and solid bank. Robert Ragasa at the Kamuela Branch was very helpful and professional. If you are looking for a solid bank: look no further.
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Stay away from this bank, they are Crooks! In the 3 years that I have been banking with Wells Fargo I have sent hundreds of wires out to foreign country’s and received some wires back to the US. When i received a wire for $21000 and they closed my account without any notice i then received a form email that they closed my account for receiving an unsolicited wire. The local bank manager just shrug his shoulders. Stay away from this bank they are fee crooks.
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Be careful when applying for a credit card here. Bank of America does not do good business and they don't seem to care about their customers. At the end of October, I applied for a card with 15 months 0% APR and $0 balance transfer fee that ended up being 18 months 0% APR and 3% balance transfer fee. They're saying I selected a different offer when requesting the transfer, trough their website. They've been awful to me ever since. Taught me a lesson to stick to the bigger, better companies who don't want to lose a customer over something as silly as this.
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Robert P on Nov 23 2018
Never ever go to this bank, i went to cash out my check and received 100 dollar's short from my payment i was so mad they kept on that it was not their fault that the girl had give me the exact amount im like really, she must not know how to count because i was missing $100.00.... and after 30 to 40 min later they realize they were over 100 dollars
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