Heritage Oaks Bank Information

Basic Information

Bank Name: Heritage Oaks Bank
Status: Inactive [Since 2017-04-01]

Address:
1222 Vine Street
Paso Robles, California 93446
United States

General Information

Established: 1/19/1983
Total Branches: 12
Assets: $ 2,026,496,000
Deposits: $ 1,670,785,000

FDIC Information

Certificate No.: 24229
Insurance: 1983-01-19
Unique ID: 16874
Structural Event: Merger - Without Assistance
Supervisory Region: San Francisco

Federal Reserve District: San Francisco
Federal Reserve ID No.: 797467
Geographic Region: Not Mentioned
Supervisory Region: San Francisco
Field Office: Los Angeles (West)
Supervisory Office: San Francisco

More Information

County: San Luis Obispo
State & County No.: 6079
State Identification Code: 6
Interstate Branches: No
Conservatorship: No
CMSA Division No.: No

Trust Powers: Yes
Metropolitan Statistical Area: San Luis Obispo-Atascadero-Paso Robles, CA
Metropolitan Statistical Area No.: 7460
CSA:
CSA Code:
CBSA: San Luis Obispo-Paso Robles-Arroyo Grande, CA
CBSA Code: 42020
CBSA Metropolitan Statistical Areas: San Luis Obispo-Paso Robles-Arroyo Grande, CA
CBSA Division:
CBSA Division Number: 0
FFIEC Call Report 31 Filer: No

Chartering Agency: STATE
OCC Charter Number: 0
Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC.
Insurance Fund Membership: Deposit Insurance Fund (DIF)
Office of Thrift Supervision Region: Western
Regulator:
Office of the Comptroller (OCC) Districts: Midwest

Report Date: 31 March 2017,   Last Updated: 5 October 2018
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Professional and solid bank. Robert Ragasa at the Kamuela Branch was very helpful and professional. If you are looking for a solid bank: look no further.
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Rebecca on Nov 27 2018
Stay away from this bank, they are Crooks! In the 3 years that I have been banking with Wells Fargo I have sent hundreds of wires out to foreign country’s and received some wires back to the US. When i received a wire for $21000 and they closed my account without any notice i then received a form email that they closed my account for receiving an unsolicited wire. The local bank manager just shrug his shoulders. Stay away from this bank they are fee crooks.
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Bob Zucker on Nov 25 2018
Be careful when applying for a credit card here. Bank of America does not do good business and they don't seem to care about their customers. At the end of October, I applied for a card with 15 months 0% APR and $0 balance transfer fee that ended up being 18 months 0% APR and 3% balance transfer fee. They're saying I selected a different offer when requesting the transfer, trough their website. They've been awful to me ever since. Taught me a lesson to stick to the bigger, better companies who don't want to lose a customer over something as silly as this.
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Robert P on Nov 23 2018
Never ever go to this bank, i went to cash out my check and received 100 dollar's short from my payment i was so mad they kept on that it was not their fault that the girl had give me the exact amount im like really, she must not know how to count because i was missing $100.00.... and after 30 to 40 min later they realize they were over 100 dollars
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