First of America Bank - Oscoda Information

Basic Information

Bank Name: First of America Bank - Oscoda
Status: Inactive [Since 1990-12-01]

Address:
328 South State Street
Oscoda, Michigan 48750
United States

General Information

Established: 1889-01-01
Total Branches: 2
Assets: $ 43,303,000
Deposits: $ 39,626,000

FDIC Information

Certificate No.: 14848
Insurance: 1934-11-04
Unique ID: 9294
Structural Event: Merger - Without Assistance
Supervisory Region: Chicago

Federal Reserve District: Chicago
Federal Reserve ID No.: 98744
Geographic Region: Not Mentioned
Supervisory Region: Chicago
Field Office: Detroit
Supervisory Office: Chicago

More Information

County: Iosco
State & County No.: 26069
State Identification Code: 26
Interstate Branches: No
Conservatorship: No
CMSA Division No.: No

Trust Powers: Yes
CSA:
CSA Code: 0
CBSA:
CBSA Code: 0
CBSA Metropolitan Statistical Areas:
CBSA Division:
CBSA Division Number: 0
FFIEC Call Report 31 Filer: No

Chartering Agency: STATE
OCC Charter Number: 0
Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC.
Insurance Fund Membership: Bank Insurance Fund (BIF)
Office of Thrift Supervision Region: Central
Regulator:
Office of the Comptroller (OCC) Districts: Central

Report Date: 30 September 1990,   Last Updated: 5 October 2018
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Recent Reviews

Professional and solid bank. Robert Ragasa at the Kamuela Branch was very helpful and professional. If you are looking for a solid bank: look no further.
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Stay away from this bank, they are Crooks! In the 3 years that I have been banking with Wells Fargo I have sent hundreds of wires out to foreign country’s and received some wires back to the US. When i received a wire for $21000 and they closed my account without any notice i then received a form email that they closed my account for receiving an unsolicited wire. The local bank manager just shrug his shoulders. Stay away from this bank they are fee crooks.
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Be careful when applying for a credit card here. Bank of America does not do good business and they don't seem to care about their customers. At the end of October, I applied for a card with 15 months 0% APR and $0 balance transfer fee that ended up being 18 months 0% APR and 3% balance transfer fee. They're saying I selected a different offer when requesting the transfer, trough their website. They've been awful to me ever since. Taught me a lesson to stick to the bigger, better companies who don't want to lose a customer over something as silly as this.
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