Bank of Richmondville Information

Basic Information

Bank Name: Bank of Richmondville
Concentration: All Other < $1 Billion

Address:
857 East Main Street
Richmondville, New York 12149
United States

Website:

General Information

Established: 1893-12-08
Total Branches: 3
Assets: $ 143,839,000
Equity Capital: $ 16,020,000
Deposits: $ 127,110,000
Domestic Deposits: $ 127,110,000
Net Income: $ 219,000
Quarterly Net Income: $ 219,000
Return on Assets: 0.61%
Return on Equity: 5.41%
Pretax Return on Assets: 0.64%

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FDIC Information

Certificate No.: 12956
Insurance: 1934-01-01 00:00:00
Unique ID: 8189
Structural Event: Change in Location
Supervisory Region: New York

Federal Reserve District: New York
Federal Reserve ID No.: 767611
Geographic Region: New York
Supervisory Region: New York
Field Office: Syracuse
Supervisory Office: New York

More Information

County: Schoharie
State & County No.: 36095
State Identification Code: 36
Interstate Branches: No
Domestic Offices: 3
Conservatorship: No
CMSA Division No.: No

Trust Powers: Yes
Metropolitan Statistical Area: Albany-Schenectady-Troy, NY
Metropolitan Statistical Area No.: 160
CSA: Albany-Schenectady, NY
CSA Code: 104
CBSA: Albany-Schenectady-Troy, NY
CBSA Code: 10580
CBSA Metropolitan Statistical Areas: Albany-Schenectady-Troy, NY
City of High Holder:
FFIEC Call Report 31 Filer: No

Chartering Agency: STATE
OCC Charter Number: 0
Charter Class: Commercial bank, state charter and Fed nonmember, supervised by the FDIC.
Insurance Fund Membership: Deposit Insurance Fund (DIF)
Office of Thrift Supervision Region: Northeast
Regulator:
Office of the Comptroller (OCC) Districts: Northeast

Report Date: 31 March 2018,   Last Updated: 21 May 2018
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Professional and solid bank. Robert Ragasa at the Kamuela Branch was very helpful and professional. If you are looking for a solid bank: look no further.
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Stay away from this bank, they are Crooks! In the 3 years that I have been banking with Wells Fargo I have sent hundreds of wires out to foreign country’s and received some wires back to the US. When i received a wire for $21000 and they closed my account without any notice i then received a form email that they closed my account for receiving an unsolicited wire. The local bank manager just shrug his shoulders. Stay away from this bank they are fee crooks.
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Be careful when applying for a credit card here. Bank of America does not do good business and they don't seem to care about their customers. At the end of October, I applied for a card with 15 months 0% APR and $0 balance transfer fee that ended up being 18 months 0% APR and 3% balance transfer fee. They're saying I selected a different offer when requesting the transfer, trough their website. They've been awful to me ever since. Taught me a lesson to stick to the bigger, better companies who don't want to lose a customer over something as silly as this.
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