Bank of the James Information

Basic Information

Bank Name: Bank of the James
Holding Company: Bank Of The James Financial Group, Inc.
Concentration: Commercial Lending Specialization

Address:
615 Church Street
Lynchburg, Virginia 24504
United States

Website:

General Information

Established: 1999-07-22
Total Branches: 16
Headquarters Located: Lynchburg
Assets: $ 653,881,000
Equity Capital: $ 56,032,000
Deposits: $ 585,454,000
Domestic Deposits: $ 585,454,000
Net Income: $ 1,214,000
Quarterly Net Income: $ 1,214,000
Return on Assets: 0.76%
Return on Equity: 8.69%
Pretax Return on Assets: 0.95%

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FDIC Information

Certificate No.: 35207
Insurance: 1999-07-22 00:00:00
Unique ID: 76173
Structural Event: Merge BIF and SAIF Funds into DIF
Supervisory Region: Atlanta

Federal Reserve District: Richmond
Federal Reserve ID No.: 2787770
Geographic Region: Chicago
Supervisory Region: Atlanta
Field Office: Richmond
Supervisory Office: Atlanta

More Information

County: Lynchburg City
State & County No.: 51680
State Identification Code: 51
Interstate Branches: No
Domestic Offices: 16
Conservatorship: No
CMSA Division No.: No

Trust Powers: No
Metropolitan Statistical Area: Lynchburg, VA
Metropolitan Statistical Area No.: 4640
CSA:
CSA Code:
CBSA: Lynchburg, VA
CBSA Code: 31340
CBSA Metropolitan Statistical Areas: Lynchburg, VA
City of High Holder: Lynchburg
FFIEC Call Report 31 Filer: No

Chartering Agency: STATE
OCC Charter Number: 0
Charter Class: Commercial bank, state charter and Fed member, supervised by the Federal Reserve (FRB).
Insurance Fund Membership: Deposit Insurance Fund (DIF)
Office of Thrift Supervision Region: Southeast
Regulator:
Office of the Comptroller (OCC) Districts: Northeast

Report Date: 31 March 2018,   Last Updated: 21 May 2018
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Professional and solid bank. Robert Ragasa at the Kamuela Branch was very helpful and professional. If you are looking for a solid bank: look no further.
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Stay away from this bank, they are Crooks! In the 3 years that I have been banking with Wells Fargo I have sent hundreds of wires out to foreign country’s and received some wires back to the US. When i received a wire for $21000 and they closed my account without any notice i then received a form email that they closed my account for receiving an unsolicited wire. The local bank manager just shrug his shoulders. Stay away from this bank they are fee crooks.
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Be careful when applying for a credit card here. Bank of America does not do good business and they don't seem to care about their customers. At the end of October, I applied for a card with 15 months 0% APR and $0 balance transfer fee that ended up being 18 months 0% APR and 3% balance transfer fee. They're saying I selected a different offer when requesting the transfer, trough their website. They've been awful to me ever since. Taught me a lesson to stick to the bigger, better companies who don't want to lose a customer over something as silly as this.
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Never ever go to this bank, i went to cash out my check and received 100 dollar's short from my payment i was so mad they kept on that it was not their fault that the girl had give me the exact amount im like really, she must not know how to count because i was missing $100.00.... and after 30 to 40 min later they realize they were over 100 dollars
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